I am with Allstate... I spent HOURS a few months ago when I got my renewal that was $130 more per year than prior but I couldn't find anyone cheaper (was doing the package house+car+boat deal). Some were ridiculous (my friend changed to Liberty Mutual and saved a ton, they were over $1,000 a year MORE for me!!!!!); I tried State Farm, AAA, Progressive, Citizens, Amica - no one came close - I was shocked. So good luck! It's a racket IMO - never know what you'll find.