About 6 years ago I was up at Rice Lake with my (x) girlfriend and her dad and his girlfriend and two kids. We rented a pontoon boat and were having a great day. I was getting the lil ones on some nice perch and panfish and just basically enjoying the day.
Towards the end of the day, as we were going over a huge cabbage weedbed, one of the kids lost their hat in the wind, so I stopped the boat. My girls dad, not the healthiest (short, a tad over weight and high blood pressure) 'thought' he was HE-MAN ( like a lot of them do) and took off his shirt and shoes and just jumped in. I KNEW how cold the water was going to be, PLUS, the weeds were high and big, so it was a bad idea, even for me to consider jumping in to 'cool off' and get the hat.
I said no wait, i'll just reverse the boat and we'll get it. But he was already mid-air and dove in. I'll never forget the look on his face once he surfaced. It was the look of fear and helpless'ness. He went into shock right away, i'm guessing from the cold water (even though it was August). He just froze then helplessly struggled to swim towards the boat, but it wasn't happening. LUCKILY I had the boat ready for reverse and moved the boat back a few feet and was able to grab his arm from out the back of the pontoon. It was hard as fak to pull him up over the edge, took a minute I swear. I couldn't imaine what could or would have happened if I had jumped in the water to help him, and what might happen if he 'needed' me to keep him afloat. One elbow to my face and I would have been in the bottom of the weeds in 13 fow. The people left on the boat, would have been my girlfriend, 2 lil kids and the dad's girlfriend, in which NONE of them would have been able to operate the boat in time to get it back to anyone of us, hell, I don't think any one of them would have even known how to operate it. I would have been lost forever, and also my girlfriends dad.
Sh*t happens out there, and it can happen QUICKLY. Experienced swimmers or not, people that do or do not KNOW a body of water, alcohol, getting knocked out trying to save someone, getting tangled in weeds........the list, unfortunately, goes on and on and at some times it is all unavoidable, but sometimes they are. People need to be PREPARED for the worst and NEED to be informed in some way or another, how sh*t can happen on the water like the HE-MAN stunt, and why life-jackets are SO important.
Be safe out there folks and use your head.