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Discussion Starter · #1 ·
My buddy has been limping around for the last 3 weeks on what I think is a broken foot bone. He has been playing it off saying that it's fine but today he finally broke down and admitted that there is something wrong. The problem is he has no health insurance and is broke. What and where is the cheapest place to go? Is there anywhere that gives free health care for the broke?
 

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yep - there's a salvation army in mt clemens - on s.bound gratiot just after you pass the high school on the right hand side - have him call first and be prepared to wait a looooooooong time - they only see peeps on certain days too so definately have him call.
 

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Have him go to the DMC, say he is homeless, they will see him within 29 minutes, or, give him free Tiger tickets.
 

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St. Joseph's on 19 Mile has a free health clinic for people without insurance.....

I'm not sure exactly where in the hospital you'd go, but they do have it.
 

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Sorry about your friend Rerun!

I agree with Shandog, have him go to the place in Mt. Clemens, my old boyfriend had no insurance and they fixed him up good!

Good luck to him!
 

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I don't know about any of the free clinics. But I do know that my brother had to go to the emergency room and he doesn't have any money or insurance, and they fixed him up, he had to have surgury on his hand, and then they had him fill out forms for medicaid to pay for it.
 

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My boss says he can to any emergancy room and they have to treat him. With or without insrance.
??But then again, what do bosses know??
 

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maybe the INSTIGATOR can hook him up w/some cheap health insurance or point him in the right direction too...

I feel for you friend - for 12 years I had nothing - a measely bladder infection would cost me almost 200 for the office visit and the lab work and the Rx when all I needed was some 12.00 antiboitic and I knew darn well what was wrong with me.

He can go to the county and apply for medicaid but if he's not a single parent he may not qualify but it's worth a shot - tell him to go to the building behind the jail on Donner.

Hey that salvation army clinic # is 469-3750 and it's open Tues & Fri from 9 to 2:30. I'd recommend telling him to get there at 8am and wait in line outside or else he'll be there ALL DAY LONG. They take appointments too so have him call but best bet is to have him get there early.
 

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When I was 20 or so and had no insurance and blew up my hand in Dave's truck, we went to OGH (Oakland General Hospital). I ignored the bills and after a period of three or so years they stopped comming. They never showed up on my credit either. I guess medical stuff can't count against you or something??
 

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BE CAREFUL!!! Read the fine print!

Last January, I busted up my left shoulder pretty badly in a skiing accident out in Minnesota. While I was currently employed at GM, the medical insurance wasn't scheduled to kick in until March 1st. Also, I didn't bother to submit my COBRA forms since I figured I didn't need it.

Long story short, my grade 3+ shoulder seperation wound up costing me about $2500 out of pocket all said and done. I'm finally getting reimbursed from my COBRA (which I wound up eventually having to pay for... another $890 on top of the already $2500), but I've yet to see all the money back.

On the plus side, the Hospital in Minnesota did give me a 'script for Oxy-Codine


Avoid: Hospital's, X-rays, scheduled return visits (they will bill you either way, if you show up or not).
 

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Re,

Any ER HAS to treat him, just tell them you have no insurance and they can set up a pay plan (10 bux a month will do it).

I had facial reconstructive surgery, very similar to what Stevie Y just went through, without helath insurance.

I paid it off in monthly installments to Henry Ford Hospital.

Mini
 

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QUOTE(NoCode @ May 6 2004, 08:09 AM)My boss says he can to any emergancy room and they have to treat him. With or without insrance.
??But then again, what do bosses know??
That is true, any non-profit hospital (most are) will treat you without any insurance, doens't mean they won't bill you for it though. The ER is the most expensive way to get medical treatment. It's like $180 fee just to walk in. Don't ever use the ER for a doctors visit unless you absolutely have to!
 

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QUOTE(John Maniaci @ May 6 2004, 10:41 AM)I had facial reconstructive surgery, very similar to what Stevie Y just went through, without helath insurance.
Why didn't you have them make you better looking?
 

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Rerun, your friend will probably have to pay for the initial office visit/consultation. At that time he should mention he doesn't have insurance and can he set up a payment plan. He'll have better luck if he goes to a larger institution (ie, Henry Ford, St. John, etc.). What's going to be pricey are the x-rays and lab tests.

Some hospitals will set up payment plans (and some will offer a discount for cash payment--this is mostly for surgeries and larger ticket items). Don't be afraid to ask for a discount when talking to the payment plan people. Just try not to wear lots of gold chains and diamonds when you do it.

Some hospitals will bill the heck out of you, then turn you over to a contracted collection agency. I don't know each agency's policy on nonpayment affecting credit scores, but I don't think the hospital itself affects credit scores.

Realize the hospital (while having non-profit status) still needs to cover its costs and hopefully operate with a surplus that is then turned back into the facility and its staff.

Gregg, your boss is right, to a point. EMTALA laws state a person has to be evaluated and stablized in an ER (should they present there) before being discharged or transferred to another hospital.
 

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QUOTE(hammer @ May 6 2004, 12:16 PM)QUOTE(John Maniaci @ May 6 2004, 10:41 AM) I had facial reconstructive surgery, very similar to what Stevie Y just went through, without helath insurance.
Why didn't you have them make you better looking?

I asked....but he said he only had so much to work with....lol

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QUOTE(HazyMemory @ May 6 2004, 08:46 AM)I guess medical stuff can't count against you or something??
maybe you're lucky. my wife had to go in to have her appandix taken out w/out ins about 4yrs ago. She tried setting up a payment plan with the hospital and actually sent them a check for $20 that they never cashed. all the doctors didn't have a problem with this and all got paid off. last year I was going to buy a place in grayling and the morgage company said the hospital bill still showed on her credit.
So hospital bills will show on your credit report.
 

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Discussion Starter · #17 ·
Thank you everyone for the responses. I don't think the payment plan thing is a good idea for this guy.....he owes enough people money already. I'm going to recomend that he go to the salvation army clinic. I'm be sure to let you all know how it turns out.
 

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QUOTE(hammer @ May 6 2004, 11:16 AM)QUOTE(John Maniaci @ May 6 2004, 10:41 AM) I had facial reconstructive surgery, very similar to what Stevie Y just went through, without helath insurance.
Why didn't you have them make you better looking?

Oh man! You're really low dude!
 
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