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From what I understand, a pyramid scheme which is illegal, doesn't actually have a product to sell. That is why it is illegal...many of these "multi level marketing" companies still have the business structure of a pyramid but have a product to sell...

If you work really hard at any of these companies (Excel, ACN, Primerica, Amway, etc) you can make money...but it is hard. They really emphasize you getting your friends and family to join, which makes it worse, especially since the failure rate is so high.
We were in ACN for a long time, and I made some decent cash out of it, but it was tough and I didn't get rich from it.....know many who have though..
 
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