I had bought a 1999 Sea Ray brand new at the time 190 Cuddy Cabin. I had a ton of problems with the hull separating. Sea Ray almost bought the boat back, but they tried to stiff me in the end. I ended up trading the boat in and I bout a 225 Crownline.
I definitely love my Crownline and I would suggest to you and your wife to check one out. They make a 26 foot cruiser. Call Orion Marine. 248 693-2400. They are a great dealer as well. Or check this link http://www.crownlineboats.com