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Discussion Starter · #1 ·
At the boat show I spoke with the owner/driver of that Fountain boat with Michigan Marine Salvage. He seemed a little arrogant. In actuallity, I thought he was somewhat rude on how he thought he had irrefutable proof that the lake was going to at an all time low this season. I thought he was really thinking with his wallet. Bragging on how much people pay to get a tow.
Let's make this guy eat his words this year. Personally, I think were gonna have more depth than last year.
 

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I like the idea of tow insurance. He can charge what he wants, and gets paid what the insurance company WILL pay. Doesnt sound like a get rich plan to me.
 

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QUOTE(Convincor253 @ Feb 10 2003, 01:43 PM)At the boat show I spoke with the owner/driver of that Fountain boat with Michigan Marine Salvage. He seemed a little arrogant. In actuallity, I thought he was somewhat rude on how he thought he had irrefutable proof that the lake was going to at an all time low this season. I thought he was really thinking with his wallet. Bragging on how much people pay to get a tow.
Let's make this guy eat his words this year. Personally, I think were gonna have more depth than last year.
makes you wonder how they payed for that boat!!!
 

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QUOTE(PyrateJim @ Feb 10 2003, 06:09 PM)I like the idea of tow insurance. He can charge what he wants, and gets paid what the insurance company WILL pay. Doesnt sound like a get rich plan to me.
I agree with you Pyrate. About 3 years ago, I didn't have insurance. A tow cost me about 400 bucks! I bought insurance after that.
 

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Insurance is great but the best insurance is to study the charts and know the lake.
 

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He may be talking about the difference between a tow and salvage and the opportunities a towing company has for claims.
I have an ugly story, but first, a question. Is the difference between a tow and salvage commonly known?
 

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They will consider it Salvage if the vessel is in certain peril if not immediately assisted. Otherwise you could always sit and wait for a good samaritain or call a friend to help tow you in...
 
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Discussion Starter · #11 ·
I agree with you Wiz!

I'll paddle my boat to shore before I call that bonehead salvage company.

I've needed help out there before and got it from many helping hands available. Because there is nothing like the courtesy of the fellow boater on Lake St. Clair.
 

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I agree, never had problems finding a tow...... I've been there a couple times.... I do the same for everyone else as well.
 

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QUOTE(garydebs @ Feb 13 2003, 03:04 AM)Are you all talking about the tow insurance from Boat US or Sea tow?
I get boat US tow insurance.
 

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QUOTE(Todd @ Feb 11 2003, 01:40 PM)He may be talking about the difference between a tow and salvage and the opportunities a towing company has for claims.
I have an ugly story, but first, a question. Is the difference between a tow and salvage commonly known?
Tow: is if you run out of fuel or have mechanical failure, you are simply towed from one point to another. THis is normally reimbursable or billable to your insurance if you have towing coverage up to an amount specified.

Salvage: a grounding, sinking or anything that requires more than one persons assistance and/or additional equipment ie. additional bilge pump, float bags etc. To prevent more damage. They will charge you normally $100.00 per foot just to come out and do this service (24' boat = $2,400). Normally your boat insurance will only pay a percentage of this amount.
 

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Isn't a salvage more along the lines a situation where either you vessel is in peril or by towing your vessel the salvor is risking his own vessel or equipment.

Before accepting a tow you should clarify with the Tow boat operator and get it in writing that he is towing your boat and not salvaging it.
 

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A friend called AND gave GPS coordinates & where on the LAKE he was. Mich Marine Sal was seen running in the middle channel. He was charged over $500 for the tow.. He believes they were on another run, (canceled??not found) then came for him and charged the whole run to him. He was told that they didn't have (or didn't work) GPS capabilities. They charge from when they leave their port- to when the return to their port. My boat was towed from near the south channel to Clinton River and charged only $150.

Hopefully another kind boater will be there if this happens to anyone!
 

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I have boat us towing-michigan marine salvage used to be with boat us-i go to Port Huron and Put in Bay on occasion. Mich marine Salvage is too linited in their ervice area to rely on outside of the lake area. Only used the service once, but wouldn't want to be without it. It is insurance you know.
 

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QUOTE(JABBERJAWZ @ Feb 10 2003, 02:54 PM)QUOTE(PyrateJim @ Feb 10 2003, 06:09 PM)I like the idea of tow insurance. He can charge what he wants, and gets paid what the insurance company WILL pay. Doesnt sound like a get rich plan to me.
I agree with you Pyrate. About 3 years ago, I didn't have insurance. A tow cost me about 400 bucks! I bought insurance after that.
$400 was cheap !

I was out on my neighbors boat in sept, we ran aground past north channel, they charged him i think $2,400+ tax
to get a 30' searay off, 4 hrs, 2 boats @ 300 hr is what it was (150 hr per boat per hr)
he said 1 price, charged another
they got you, they charge what the feel like, and you are stuck. due to the salvage laws, these guys can do anything they want.
 
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